Typically, 100% of the money you pre-pay will be used for your interment/inurnment. Once we receive preplan money from you, we deposit all of it into a type of policy where it cannot be released to us until after the funeral you have chosen has been provided for you.

A Permanent and Irrevocable Insurance policy is most commonly purchased by someone who eventually might need care in excess of his or her assets. Once purchased, it can be used for burial purposes only. This policy can be started for $500.00 and may be added to at any time. There is interest on this policy but a 1099 will not be received at the end of the year as this account is not taxable.

Once you pre-pay for a site on our property, the terms both parties agree to are permanently in effect. For other types of services, the cemetery cannot guarantee that the fund of money established by the purchaser will be sufficient to purchase those services. However, the interest earned by a fully funded account should offset any reasonable price increase.

Because your money is held in a certified trust governed by state law it will always be there for you, even if our business were to be purchased or go out of business.